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Investment Loans · Sydney NSW

Build your property portfolio with smart finance.

We have access to hundreds of investment loan options from banks and specialist lenders across Australia. Whether you're purchasing your first investment property or expanding an existing portfolio, our expert team will find the right loan structure for you.

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Investment Property Finance — Done Right

Investing in property is one of the most popular wealth-building strategies in Australia — but getting the finance right is critical. The wrong loan structure can cost you thousands in unnecessary interest, limit your portfolio growth, or create cash flow problems down the track.

At Get Home Loan, our experienced brokers understand the nuances of investment lending. We'll help you structure your loans to maximise tax effectiveness, maintain serviceability for future purchases, and choose the right lender for your strategy.

Why Investors Work With Us

  • Portfolio-aware lending strategy — we think beyond the single loan
  • Access to investor-friendly lenders not available direct to consumers
  • Interest-only options for investors focused on cash flow
  • Offset account structuring to maximise tax deductibility
  • Cross-collateralisation advice — we'll tell you when to avoid it
  • Free service — we're paid by the lender, not you

Investment Loan Options We Access

Principal & Interest · Interest Only · Variable Rate · Fixed Rate · Split Loans · Line of Credit · SMSF Investment Loans · Low Doc for Self-Employed Investors · Multiple Investment Property Finance

Structuring Your Investment Finance

How you structure your investment loans matters enormously — both for your immediate cash flow and your long-term wealth-building strategy. Our brokers will work with you (and your accountant if needed) to ensure your lending is structured in the most effective way for your goals.

1

Strategy Session

We understand your investment goals, current position, and long-term strategy before recommending any loan.

2

Loan Structuring

We identify the right loan type, lender, and structure to support your investment strategy and future portfolio growth.

3

Application & Approval

We manage the entire application process, liaising with the lender on your behalf.

4

Settlement & Beyond

Once settled, we stay in touch to review your portfolio and ensure your finance keeps working for you.

Frequently Asked Questions

Got questions? We have answers.

Most lenders require a minimum 10–20% deposit for investment properties. Some lenders may accept less with LMI. We'll find the best option for your deposit level.
Yes — using equity from your existing property is a common and effective strategy. We can help you access that equity and structure it correctly.
This depends on your cash flow needs and tax strategy. Interest-only keeps repayments lower in the short term and may suit investors focused on deductions. We'll discuss the pros and cons for your specific situation.
There's no fixed limit, though each additional property affects your borrowing capacity. We specialise in helping investors structure portfolios to maintain future borrowing power.
Yes. We work with lenders who offer low doc and alt doc investment loans suited to self-employed applicants. We'll find the right solution for your income documentation.

Ready to get started?

Get in touch and an expert broker will be in contact within one business day.

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