1. Acceptance of Terms
By accessing or using the Get Home Loan website (gethomeloan.com.au), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website. These terms apply to all visitors, users and anyone who submits an enquiry through this site.
2. About Get Home Loan
Get Home Loan operates a website that provides general information about home loans, mortgage calculators, and connects consumers with licensed mortgage broker partners. We are a lead generation service — we do not hold an Australian Credit Licence (ACL) and do not provide credit advice ourselves.
Our licensed broker partners hold appropriate ACLs and are members of relevant industry associations including the Finance Brokers Association of Australia (FBAA). They are responsible for any credit advice, loan recommendations and regulatory compliance in connection with your loan application.
3. General Information Only
All content on this website — including articles, guides, calculator results and comparison information — is provided for general information purposes only. It does not constitute:
- Financial product advice
- Credit advice
- Legal, tax or accounting advice
- A recommendation to acquire any particular financial product
You should always seek advice from a qualified and licensed professional before making any financial decision. Calculator results are estimates only and do not represent a pre-approval, credit assessment or formal quotation.
4. Referral to Broker Partners
When you submit an enquiry, contact form or calculator lead form, your details will be referred to one of our licensed mortgage broker partners. By submitting your information, you:
- Consent to being contacted by a licensed mortgage broker partner by phone, email or SMS
- Acknowledge that the broker is an independent business and not an employee of Get Home Loan
- Understand that any loan advice, recommendation or application will be managed directly by the broker partner
- Agree that Get Home Loan is not responsible for the advice, services or actions of the broker partner
5. Calculator Accuracy
Our online calculators (mortgage repayment, stamp duty, LMI, borrowing power, etc.) provide estimates based on publicly available data and generalised assumptions. Results:
- Are indicative only and may not reflect your actual costs or eligibility
- Do not account for all individual circumstances, lender policies or fees
- Are not a formal quote, credit assessment or guarantee of loan approval
- Should be verified with a licensed broker before making any property purchase decision
Stamp duty rates are verified against official state revenue office sources but are subject to change. Always confirm with the relevant state revenue authority or your conveyancer before exchange of contracts.
6. Intellectual Property
All content on this website — including text, graphics, calculator code, blog posts and layout — is owned by or licensed to Get Home Loan. You may not reproduce, distribute or use any content without prior written permission, except for personal, non-commercial use.
7. Third-Party Links
Our website contains links to third-party sites including government websites, lender sites and reference sources. We are not responsible for the content, accuracy or privacy practices of any linked site. Links are provided for convenience only.
8. Limitation of Liability
To the maximum extent permitted by Australian law, Get Home Loan and its operators shall not be liable for any direct, indirect, incidental, special or consequential loss or damage arising from:
- Use of or reliance on any information on this website
- Calculator results or estimates
- Actions or advice of any referred broker partner
- Any interruption, error or unavailability of the website
Nothing in these terms excludes any rights you have under the Australian Consumer Law that cannot be excluded.
9. Privacy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference.
10. Changes to These Terms
We may update these Terms and Conditions at any time. Changes will be effective when posted to this page. Continued use of the website after any changes constitutes your acceptance of the updated terms.
11. Governing Law
These Terms and Conditions are governed by the laws of New South Wales, Australia. You submit to the non-exclusive jurisdiction of the courts of New South Wales and Australia for any disputes arising from your use of this website.
12. Contact
For any questions about these terms, contact us at Finance@gethomeloan.com.au.