Equipment Finance · Sydney NSW

Get the equipment your business needs — without the upfront cost.

Need to buy equipment, machinery, or technology for your business? Equipment finance lets you spread the cost over time, preserve working capital, and potentially claim significant tax benefits. Get Home Loan arranges equipment finance for businesses across all industries.

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Equipment Finance for Every Industry

From a single coffee machine to a fleet of earthmovers, Get Home Loan arranges equipment finance for businesses of all sizes across all industries. Our extensive lender panel means we can find competitive finance even for specialised or older equipment that mainstream lenders won't touch.

Equipment We Finance

Construction and earthmoving equipment
Manufacturing machinery and plant
Hospitality equipment (ovens, fridges, fit-out)
Medical and dental equipment
Agricultural equipment and tractors
IT infrastructure and technology
Printing and signage equipment
Solar panels and green energy assets

Why Finance vs. Buy Outright?

Preserves working capital for operations · Tax-effective structure with deductions · Upgrade equipment at end of term · Fixed repayments for cash flow predictability · Potential GST and depreciation benefits

Equipment Details

Tell us what you're buying, the supplier, and the cost. We identify the right finance structure immediately.

Application

We prepare your application for the most suitable lender and manage all communication on your behalf.

Approval

Equipment finance is typically approved within 24–48 hours for standard assets. We'll keep you updated throughout.

Delivery

The supplier is paid and your equipment is delivered. Your finance repayments begin — and your business keeps moving.

Frequently Asked Questions

Got questions? We have answers.

Can I finance equipment for a new business?+

Yes — some lenders specialise in equipment finance for new businesses or start-ups, particularly where the equipment itself provides strong security. We'll identify the best options for your stage of business.

What's the difference between equipment finance and a business loan?+

Equipment finance is secured by the specific asset being purchased, which typically means better rates and terms than an unsecured business loan. It also keeps your business loan facility available for other needs.

Can I upgrade equipment at the end of the finance term?+

Yes — with some finance structures (particularly leases), you have the option to upgrade to new equipment at the end of the term. This works well for technology assets that become obsolete quickly.

Are there age limits on equipment I can finance?+

Lenders have varying policies on asset age. Most will finance equipment up to 10–15 years old; some older for certain categories. We work with specialist lenders who can finance older or unusual assets.

What size loans are available for equipment finance?+

Equipment finance can range from a few thousand dollars to several million, depending on the asset and your business profile. We arrange finance for both small businesses and large commercial operators.

Ready to get started?

Get in touch and an expert broker will be in contact within one business day.

Get in Touch

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